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Homeowners Insurance in and around Beloit

Would you like to create a personalized homeowners quote?

Welcome Home, With State Farm Insurance

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance is necessary for many reasons. It protects both your home and your precious belongings. In case of a tornado or a fire, you could have damage to some of your belongings in addition to damage to the home itself. Without insurance to cover your possessions, the cost of replacing your items could fall on you. Some of the things you own can be insured against damage or theft outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

A good neighbor helps you insure your home with State Farm.

Help protect your home with the right insurance for you.

Protect Your Home With Insurance From State Farm

If you're worried about handling the unexpected or just want to be prepared, State Farm's high-quality coverage is right for you. Generating a policy that works for you is not the only aspect that agent Terry Sminchak can help you with. Terry Sminchak is also equipped to assist you in filing a claim if something does happen.

As your good neighbor, State Farm agent Terry Sminchak is happy to help you with understanding the policy that's right for you. Stop by today!

Have More Questions About Homeowners Insurance?

Call Terry at (608) 365-3836 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Why cleaning your chimney is important

Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.

How to get rid of nuisance deer

Nuisance deer can cause major property damage. Learn tips for deterring deer, such as using repellents, fencing, scare tactics, and deer resistant plants.

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent
Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent
Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Why cleaning your chimney is important

Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.

How to get rid of nuisance deer

Nuisance deer can cause major property damage. Learn tips for deterring deer, such as using repellents, fencing, scare tactics, and deer resistant plants.