Homeowners Insurance in and around Beloit
Homeowners of Beloit, State Farm has you covered
Apply for homeowners insurance with State Farm

Would you like to create a personalized homeowners quote?
What's More Important Than A Secure Home?
There's truly no place like home. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, the leading provider of homeowners insurance. State Farm Agent Terry Sminchak is your dependable authority who can offer a protection plan personalized for your specific needs.
Homeowners of Beloit, State Farm has you covered
Apply for homeowners insurance with State Farm

Why Homeowners In Beloit Choose State Farm
Terry Sminchak will help you feel right at home by getting you set up with dependable insurance that fits your needs. Home insurance from State Farm not only covers the structure of your home, but can also protect precious items like your pictures.
Whether you're prepared for it or not, the unpredictable can happen. But with State Farm, you're always prepared, so you can sleep well knowing that your belongings are insured. Additionally, if you also insure your vehicle, you could bundle and save! Contact agent Terry Sminchak today to go over your options.
Have More Questions About Homeowners Insurance?
Call Terry at (608) 365-3836 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Rent vs. own: transition from renter to first time home buyer
Rent vs. own: transition from renter to first time home buyer
There are pros & cons to both renting & owning, making the choice a bit more involved than simply going with how old you are.

Terry Sminchak
State Farm® Insurance AgentSimple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Rent vs. own: transition from renter to first time home buyer
Rent vs. own: transition from renter to first time home buyer
There are pros & cons to both renting & owning, making the choice a bit more involved than simply going with how old you are.