Insurance in and around Beloit
Protect the life you've built
Customizable coverage based on your needs

Would you like to create a personalized quote?
It’s All About You
Wondering how you can help protect yourself, your loved ones, and the life you've built in a world that often throws the unpredictable at you? Ask agent Terry Sminchak how you can develop a Personalized Price Plan® that's right for you. And while you're at it, consider State Farm's safe driving rewards, bundling options and discounts!
Protect the life you've built
Customizable coverage based on your needs

Our Broad Range Of Insurance Options Are Outstanding
As the largest insurer of automobiles and homes in the U.S., State Farm is equipped and experienced when it comes to helping you protect the life you've built with great claims service, excellent service and outstanding coverage options.
Simple Insights®
Extension cord safety: What to do and what to avoid
Extension cord safety: What to do and what to avoid
An extension cord is handy to have in the home or office, but without caution it can become a fire hazard. Here are tips for using an extension cord safely.
Time to break these bad driving habits
Time to break these bad driving habits
Keep yourself and others safe on the road by kicking these bad driving habits to the curb.

Terry Sminchak
State Farm® Insurance AgentSimple Insights®
Extension cord safety: What to do and what to avoid
Extension cord safety: What to do and what to avoid
An extension cord is handy to have in the home or office, but without caution it can become a fire hazard. Here are tips for using an extension cord safely.
Time to break these bad driving habits
Time to break these bad driving habits
Keep yourself and others safe on the road by kicking these bad driving habits to the curb.