Auto Insurance in and around Beloit
Auto owners in the Beloit area, State Farm can help with your insurance needs.
Let's hit the road, wisely

Would you like to create a personalized auto quote?
You've Got Places To Be. Let Us Help!
Your vehicle is not exempt from the unanticipated. Unlock unmatched coverage and savings with State Farm, the industry leader in auto insurance.
Auto owners in the Beloit area, State Farm can help with your insurance needs.
Let's hit the road, wisely

Agent Terry Sminchak, At Your Service
With Terry Sminchak's assistance, you'll get flexible coverage for your vehicles, from sedans to smart cars. And Agent Terry Sminchak can share more information about State Farm's savings options—such as our Drive Safe & Save™ and Safe Driver Program—and a wide range of policy inclusions—such as car rental insurance and rideshare insurance.
When accidents put you off road, coverage from State Farm can help. Call or email agent Terry Sminchak to find out how you can save with State Farm auto insurance.
Have More Questions About Auto Insurance?
Call Terry at (608) 365-3836 or visit our FAQ page.
Simple Insights®
Calculate whether to buy or lease a car
Calculate whether to buy or lease a car
Use this calculator by entering the details of the purchase and lease options to see if buying or leasing a car is right for you.
What to do when your teenager has a car accident
What to do when your teenager has a car accident
A car accident as a teen can be tricky. Let us walk you through several tips to help prepare your teen before an accident happens and what to do after one occurs.

Terry Sminchak
State Farm® Insurance AgentSimple Insights®
Calculate whether to buy or lease a car
Calculate whether to buy or lease a car
Use this calculator by entering the details of the purchase and lease options to see if buying or leasing a car is right for you.
What to do when your teenager has a car accident
What to do when your teenager has a car accident
A car accident as a teen can be tricky. Let us walk you through several tips to help prepare your teen before an accident happens and what to do after one occurs.